This grant program provides down payment assistance for low-to-moderate income individuals and families purchasing a home.  Homebuyers can receive up to 5% of their first mortgage loan amount to be used as a down payment and/or closing costs.

  • Primary residence, owner occupied only
  • Does not have to be a first time homebuyer
  • Minimum credit score requirements
  • Single Family Residence, PUD’s and Condos; 1 unit properties only
  • Grant funds can not exceed 5% of the first mortgage
  • Income limits apply
  • FHA or VA 30 year fixed only

Contact Terra today to learn more about this assistance program!