The Federal Housing Administration offers loan programs with low down payment requirements.

  • Down payment requirements as low as 3.5%
  • Flexibility if you have “less than perfect” credit
  • Fixed-rate mortgages insured by the government
  • Fixed-rate terms of 10, 15, 20, 25 and 30 years
  • Adjustable-rate terms  of 5/1 & 7/1 with 30 year term only