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Tip for Home Buyers...

Choose Your Lender Carefully Make sure that the lender you choose is experienced, trustworthy and reliable, because they will be with you for the duration. Here are some hints: Ask people you trust, including your real estate agent, to refer you to a good lender. Know your lender’s policies before you commit to working with […]

The Reverse Mortgage Road...

Awareness and Education You hear about reverse mortgages from a friend, article, or advertisement. You then contact a Terra Mortgage reverse mortgage professional to learn the details of what a reverse mortgage is all about, how much you qualify for, and how it can benefit you. HUD Counseling The government has made HUD counseling mandatory […]

Piggy-Backs are BACK!...

Jumbo loan financing now available at a conforming loan price! Maximum total financing is $1,275,000 1 & 2 unit primary residence and 1 unit 2nd home 2nd mortgage limits are minimum $10,000 to maximum of $350,000 Purchase and Refinance Minimum credit score required Borrowers qualify at Note rate for both products Amortized over 30 years

How the New Disclosure Guidelines May Im...

Hera Mortgage Disclosure Improvement Act Many new government laws and other changes are occurring in the mortgage industry to help ensure the home financing process is transparent and understandable to customers, like you. Compliance with these new requirements is mandatory for all mortgage lenders and mortgage brokers, with the goals to help prevent deceptive lending […]